Where social meets money
Spend, send and save, all in one place, while staying connected to the people who matter most

Our mission
What Kixy Does Today
We are building the smartest way to manage money together. We use AI and Open Banking to keep shared spending clear, fair, and automatic.
Our vision
Our Long-Term Impact
A world where money works like your group chat: secure, transparent, and effortless — so everyone stays on the same page.

Why Kixy
Banks are built for holding your money. Most payment apps are built for sending payments from one person to another. Kixy is built for everything in between — the shared dinners, the group trips, the rent split four ways, the money that moves between people who actually know each other.
Why did we build it this way
Group Money First — Brits lose over £60 a year on average by not getting paid back in groups. That's billions gone because chasing mates is awkward. In Kixy, circles make group money effortless — split, settle, and move on with the fun.

Where social meets money

Our mission
What Kixy Does Today
We are building the smartest way to manage money together. We use AI and Open Banking to keep shared spending clear, fair, and automatic.
Our vision
Our Long-Term Impact
A world where money works like your group chat: secure, transparent, and effortless — so everyone stays on the same page.
Why Kixy
Banks are built for holding your money. Most payment apps are built for sending payments from one person to another. Kixy is built for everything in between — the shared dinners, the group trips, the rent split four ways, the money that moves between people who actually know each other.


Why did we build it this way
Brits lose over £60 a year on average by not getting paid back in groups. That's billions gone because chasing mates is awkward. In Kixy, circles make group money effortless.