Where social meets money

Group of friends at sunset

Our mission

What Kixy Does Today

We are building the smartest way to manage money together. We use AI and Open Banking to keep shared spending clear, fair, and automatic.

Our vision

Our Long-Term Impact

A world where money works like your group chat: secure, transparent, and effortless — so everyone stays on the same page.

Why Kixy

Banks are built for holding your money. Most payment apps are built for sending payments from one person to another. Kixy is built for everything in between — the shared dinners, the group trips, the rent split four ways, the money that moves between people who actually know each other.

Friends together
Kixy app on phone

Why did we build it this way

Brits lose over £60 a year on average by not getting paid back in groups. That's billions gone because chasing mates is awkward. In Kixy, circles make group money effortless.