All your money.
All your Friends.
One place.
Link any UK bank. Track shared spending. Settle up in one tap; even if your group doesn't have Kixy yet.
FCA registered
Kixy Ltd is registered with the FCA as a Small Payment Institution
Connect +100 UK banks
Where Friends
& Money
Connect
From game nights to big weekends, Kixy keeps the chat, plans, and settle ups in one place. Less chasing, more doing.
Share your life.
Split the costs. Keep it simple.
Joint expenses without the joint account drama. Track what you share, keep what’s yours separate, and settle up whenever works for you. Money conversations made easy.
Remember that weekend away where someone paid for everything and you’re still figuring out who owes what? Kixy remembers. Create a Circle for any group, track every expense, settle when you’re ready.
First time managing bills with people you just met? We get it. Kixy makes it impossible to mess up. Everyone sees everything. Fair splits, automatic tracking, one tap to settle.
Living with people means sharing costs. Kixy tracks everything: rent, utilities, WiFi, that massive Tesco shop, so everyone knows exactly where they stand. No more being the one who always has to chase.
Share your life.
Split the costs. Keep it simple.
Joint expenses without the joint account drama. Track what you share, keep what’s yours separate, and settle up whenever works for you. Money conversations made easy.
Three steps. That's it.
Connect your bank in seconds and see all your money in one place.
Link your bank
Connect through Open Banking in about 30 seconds. Works with +100 Uk banks.
Invite your group
Name your Circle, share a link via WhatsApp, text, or any app on your phone. Your people land straight in your Circle.
Settle up
Kixy tracks payments and determines who owes whom. When you're ready, settle everything in one tap.
Three steps. That's it.
Connect your bank in seconds and see all your money in one place.
Link your bank
Connect through Open Banking in about 30 seconds. Works with +100 UK banks. Your login credentials stay with your bank; we never see them.
Invite your group
Name your Circle, share a link via WhatsApp, text, or any app on your phone. Your people land straight in your Circle. Everyone's in, everyone sees what's owed.
Settle up
Kixy tracks payments and determines who owes whom. When you're ready, settle everything in one tap. Money goes straight from your bank.
Security you
can trust
Your money is protected by your bank's FSCS coverage, up to £120,000. Because it never leaves your account.
Security you can trust
FSCS protected
Your money is protected by your bank's FSCS coverage, up to £120,000. Because it never leaves your account.
Your money stays yours
We don't hold your money. Ever. It stays in your own bank account. Payments go directly between accounts through Open Banking.
Your data, your choice
We only see what we need to make Kixy work. We don't sell your data. You control what's shared and can cut access anytime.
Two-factor authentication
