Meet Kixy, the future of money solutions

Open an account with us now for free in minutes!

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safety Protection

Keeping you safe

Our technology is monitoring your activity to ensure your account is always safe. If we detect anything unusual, we'll contact you. Maybe you misplaced your card? With Kixy you can block your card in just a few seconds. To be even safer you can freeze and unfreeze your card whenever you want. You are in control!

Learn how to stay safe
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cheap transfers

Open your doors to a new world

We are 100% committed to breaking down borders. We are 9x cheaper than high street banks, and transfers are fast-tracked in a matter of minutes!

Send money abroad
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Direct Debit

Easily manage your money

View and manage your direct debits straight from the web and soon on our mobile app. We're giving you all the information, so no more sneaky subscriptions!

Learn more about Direct Debit

How it works

  • Sign up today

    It takes minutes to create your account! Our state-of-the-art, fully automated verification technology guarantees a speedy process!

  • Get easy access

    All you need is your new account number and sort code, and you can add or transfer money whenever you like.

  • Keep connected

    Stay connected with your network. Send and receive money. Grow and connect with your loved ones so they can profit too!

Get started

Taking your money to new heights! 🚀

At Kixy we have some exciting news to share. We are launching a new exciting, state-of-the-art app soon, packed with tons of features that will transform the way you engage with your money. Stay tuned for these exciting updates!

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Social Finance

We are making money solutions social

We are introducing a new way to make money, soon launching a profit-sharing scheme. All you have to do is, grow your network to make money off every transfer made! So while you're sleeping and your friends are making transfers - you're making money.

Learn more about Social Finance

Multi-Currency card

Bringing the world to you

Kixy is breaking down borders. You don't have to worry about the exchange rates; use your Kixy debit card at any ATM around the world without having to plan. Holidays are already way more stressful than they need to be!

Learn more about Multi-Currency card
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Coming soon

Kixy Debit Card

The Kixy debit card is coming very soon! All of us here at Kixy couldn't be more excited about it! We can't wait for our current and new customers to get their hands on their very own shiny new card. Keep an eye out for all the release date updates.

We take care of your finances so you can take care of what really matters

Joyful and hassle free money solutions, join Kixy today!

Get started with us today!
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Inclusive, innovative money solutions

We are building better systems to make institutional finance globally inclusive. Having an e-money account should be a given right. We want to be spearheading the way that everyone can transact seamlessly, in a safe, fraud-free, and fair ecosystem.

What our customers are saying about us

Excellent customer care and quick to…

Excellent customer care and quick to respond. Easy peasy lemon squeezy to make an account :)

I had an account in 2 mins!

I had an account in 2 mins!! Very impressed. Easy-to-use interface and a friendly customer service. Very glad to have found them

Quick and easy

Quick and easy, the application process is fast. Excellent customer service that is always there to answer my questions. Will definitely recommend to friends and family.

Frequent Asked Questions

Got a question? We're here to help!

Proof of Funds

Sure we do! If you require a proof of funds in the form of a letter or an email, please contact us at and we will be happy to help you.

Sort Code and Account Number

Once logged into your account, you can find your sort code and account number under the "Account" tab.

Sort code and account number on your kixy account page

If you have just opened your account, please give it about 1 hour before all the features of your account are active. Also, check your emails -including junk/spam folders- in case any further information or documents have been requested by us to activate your account.

Is my money safe with KIXY?

The short answer is YES. We are committed and required to keep your money safe.

But how do we do this?

Banks are required by the government to ensure customer funds via FSCS. This is because banks lend out customers' money and in case borrowers cannot manage to pay back the loans, they might become insolvent. If you hold money with a UK-authorised bank, building society, or credit union that fails, FSCS automatically compensate you:

  • up to £85,000 per eligible person, per bank, building society, or credit union.

  • up to £170,000 for joint accounts.

KIXY, however, is not a bank. We are an Electronic Money Directive agent (EMD agent), regulated by the FCA. In line with FCA's regulations, EMD agents must comply with safeguarding requirements to protect customers' funds. This means that your money is held in a separate account from the accounts that we use to run the business. In each safeguarded account there are individual client accounts that provide more security for you.

The FCA has provided more in-depth information on safeguarding.

Where do we keep your money?

We keep the money deposited to your multi-currency and GBP accounts in low-risk UK and European banking institutions.

Why do you safeguard at different financial institutions?

Well, simply put, because we don’t want to put all our eggs in one basket. Rather, we try to reduce concentration risk by safeguarding the funds at various financial institutions in the UK and Europe. We regularly assess our partners' creditworthiness and would change banks if any issues were detected.

However, if any of the banks where we safeguard your money were to become insolvent, then we wouldn’t be able to guarantee the return of all of your money.

What if we were to become insolvent?

As mentioned above, your money is not accessible to creditors or other third parties. However, if we were to become insolvent, we will need to use some of this money to pay insolvency administration fees; which means the money you will receive back will not always be the exact amount you deposited.

It goes without saying that for the best interests of ourselves as well as our customers, we do our best to make sure funds are safeguarded.

What happens if I have accepted the T&Cs but then I don’t want to proceed with opening the account.

If you do not wish to proceed please alert us as soon as possible, this needs to be done 3 days before T&C is active. Contact the support team to gain assistance.

How long do you store my data for?

We will keep records of a customer’s relationship for five years after the relationship has ended. Transactional documents will be held for five years.

Join us today!

Ready to get started? Click here to create an account or download our app

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Innovate Finance

If you would like to find out more about Kixy services and products, or if you have any other questions, please see the Terms & Conditions, or contact us via our chat or website.

Kixy LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services (reference number: 814005). Kixy LTD is registered with the Financial Conduct Authority as an EMD Agent of PayrNet Limited, an Electronic Money Institution authorised by the Financial Conduct Authority (reference number: 900594). Kixy LTD's registered address: 40 Gracechurch Street, London, England, EC3V 0BT. Kixy is not a bank, the Kixy account is an e-money account. For Canadian customers, Kixy Services Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Service Business (MSB) with registration number M21855906.